Recently, an article came out talking about how a tower crane collapsed, injuring multiple workers. Workplace injuries are common, and thus it is important to be informed about the all the options you have if you are injured at your workplace. Usually, people see workers’ compensation claim as the only option; however, there are a lot of situations in which you can choose to file a personal injury claim. Let’s understand these claims in detail.
Workers’ Compensation Claim
This includes injuries at the workplace or outside while carrying out the work-related task. In such cases, workers are entitled to compensatory benefits even if they too are at fault in the accident. However, workers’ comp claims make an employer liable to pay only for monetary losses such as:
In such injuries, no compensation is paid for non-monetary damage such as the pain and suffering that a worker may have to go through as an aftermath of the injury. Thus, it becomes crucial to evaluate the nature of the injury and its possibility of falling outside the workers’ comp claim.
Personal Injury Claim
If you get hurt on the job because of the negligence of a third party, who is not your co-employee or employer, you can choose to file a personal injury claim. For example, getting injured in a car accident, while carrying out the work of the employer, may make you eligible for a personal injury claim in addition to the work comp claim. In such a case, you can seek compensation from your employer as well as from the party that is responsible for the accident. However, in such cases, you need to show the fault or negligence on the part of another party, proving that the other party caused the injury.
Personal injury claims are broader than work comp claims, and the recovery of personal injury is much greater than that of workers’ claims. Personal injury claims cover the following benefits.
Some other notable differences between these claims are:
To assess the nature of your claim, you may choose to seek the help of a work injury lawyer. You may be entitled to personal injury claims in the following situations:
Stay safe at work! In case of an injury, remember that the key to seeking compensation from one party or multiple parties is to stay informed about your choices.
If you think you have a case for either workers’ compensation or for a personal injury, give The Law Offices of Craig A. Altman a call today at 856-327-8899 and we will give you the legal advice you need!
This article first appeared on my blog.
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